Debt Counselling

Are you having difficulty managing your money? You may be considering loan consolidation, taking out one loan to cover all your existing repayments. Be careful you don't end up even deeper in debt! The interest rates and fees charged by consolidation loan providers can be much higher than those available from high street lenders. Such loans may also come with onerous payment protection insurance.

If you're starting to struggle, your first port of call should be one of a number of free advice services to help you manage your debts: