CPME (underwriting)
This refers to the medical underwriting of a Plan.The term applies to situations when a change of insurer or change in policy is under consideration (also called a 'no worse terms switch facility').
Members are covered with an insurer using the current medical underwriting status. This is sometimes called Continued Personal Medical Exclusions (CPME) or simply CME.
This switching facility is mostly applied to Groups and not individual Plans or families.