Contents Insurance - what's usually covered
Most home contents policies cover loss or damage to your possessions while they're in your home from a series of risks.
These include:
- Fire
- Theft
- Lightning
- Escape of water from tanks and pipes
- Leaking oil from heating systems
- Storm
- Flood
- Subsidence
- Heave or landslip
- Falling trees or aerials
- Riot or malicious acts
- Explosion
- Earthquake
- Impact by aircraft, vehicle or animals.
Source: Association of British Insurers