Charge Certificate

If the property is registered with the HM Land Registery, this certificate will prove or transfer ownership of land. The Land Registry issues a Charge Certificate to the mortgagee of the property who has registered title. If there is no mortgage on the property, the Land Registry issues a Land Certificate to the registered proprietor.

The Charge Certificate contains three parts,

charges register
property register, and
proprietorship register.

It will also have details of restrictions, mortgages and other interests on the land.

Charge Certificate

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