Buildings Insurance - risks usually covered.
Most policies cover damage to your home by:
- Fire
- Lightning
- Explosion
- Earthquake
- Thieves
- Riot and malicious persons
- Storm and flood
- Aircraft or things falling from them
- Subsidence, landslip and heave
- Falling trees
- Impacts by vehicles or animals
- Breakage or collapse of aerials
- Escape of water from tanks or pipes
- Escape of oil from fixed heating installations.
(source: Association of British Insurers)